1. Acceptance of Terms

By accessing our website and/or purchasing our products, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service and our Privacy Policy. These Terms constitute a legally binding agreement between you and WealthBuilder.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes acceptance of the modified Terms.

2. Description of Services

WealthBuilder provides educational content related to personal finance, wealth-building strategies, and online income generation through:

• Free blog articles and educational content
• Digital e-books and guides available for purchase
• Email newsletters and promotional content
• Other digital products and services as offered

3. Digital Products and Purchases

Product Delivery

Our e-books and digital products are delivered electronically. Upon successful payment, you will receive access to download your purchased products. Delivery times may vary based on the payment platform and your email provider.

Pricing

All prices are displayed in US Dollars unless otherwise indicated. We reserve the right to modify prices at any time. The price at the time of purchase will be honored for that transaction.

Refund Policy

Due to the digital nature of our products, all sales are final. We do not offer refunds for digital downloads once the product has been delivered. However, if you experience technical issues preventing access to your purchased content, please contact us and we will work to resolve the issue.

4. Intellectual Property Rights

All content on our website and in our digital products, including but not limited to text, graphics, logos, images, audio clips, digital downloads, and data compilations, is the property of WealthBuilder or its content suppliers and is protected by international copyright laws.

License for Personal Use

Upon purchase of our digital products, you are granted a limited, non-exclusive, non-transferable license to:

• Download and store one copy of the product for personal use
• Print portions of the content for personal reference
• Use the strategies and information for your own personal financial improvement

Prohibited Uses

You may NOT:

• Redistribute, sell, lease, or sublicense our products
• Share login credentials or downloaded files with others
• Reproduce or duplicate our content for commercial purposes
• Modify, adapt, or create derivative works from our content
• Remove any copyright or proprietary notices
• Use our content to create competing products or services

5. User Responsibilities

By using our services, you agree to:

• Provide accurate and complete information when required
• Use our services only for lawful purposes
• Not attempt to gain unauthorized access to our systems
• Not interfere with or disrupt our services
• Not use automated systems to access our website without permission
• Comply with all applicable laws and regulations

6. Disclaimer of Warranties

IMPORTANT: Our content is provided for educational and informational purposes only. WealthBuilder is NOT a licensed financial advisor, investment counselor, tax professional, or attorney.

Our services are provided "AS IS" and "AS AVAILABLE" without warranties of any kind, either express or implied, including but not limited to:

• Warranties of merchantability or fitness for a particular purpose
• Warranties that our services will be uninterrupted or error-free
• Warranties regarding the accuracy or reliability of any information
• Warranties that our services will meet your specific requirements

7. Earnings Disclaimer

Any earnings or income statements, examples, or testimonials shown on our website or in our products are illustrative only and not promises of actual results. Your results will vary based on many factors including but not limited to:

• Your background, education, and experience
• Your dedication, effort, and time invested
• Market conditions and economic factors
• Your specific financial situation

There is no guarantee that you will earn any money using the techniques and ideas in our materials. The strategies require work, dedication, and often time before seeing results.

8. Financial Disclaimer

The content provided on our website and in our products is for general informational purposes only. It is not intended to be, and should not be construed as:

• Professional financial advice
• Investment recommendations
• Tax advice
• Legal advice

Before making any financial decisions, you should consult with qualified professionals who can assess your individual circumstances. We are not responsible for any financial decisions you make based on our content.

9. Limitation of Liability

To the maximum extent permitted by applicable law, WealthBuilder and its owners, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or data
• Financial losses or investment losses
• Business interruption
• Personal injury or property damage

Our total liability for any claim arising from your use of our services shall not exceed the amount you paid us in the twelve (12) months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless WealthBuilder and its officers, directors, employees, agents, and affiliates from any claims, damages, losses, liabilities, and expenses (including legal fees) arising out of or related to:

• Your use of our services
• Your violation of these Terms
• Your violation of any third-party rights
• Any financial decisions you make based on our content

11. Third-Party Links

Our website and products may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites. Your use of third-party websites is at your own risk.

12. Governing Law

These Terms shall be governed by and construed in accordance with applicable laws, without regard to conflict of law principles. Any disputes arising from these Terms or your use of our services shall be resolved through binding arbitration or in the courts of competent jurisdiction.

13. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Contact Information

For questions about these Terms of Service, please contact us:

• Email: legal@wealthbuilder.com
• Website: www.wealthbuilder.com